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Hybrid Cars- A Revolution In The Car Industry

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Hybrid cars are one of the excellent fruits of the hard work done in the car industry. These cars utilise more than two distinct power sources. Some of the major power sources include gasoline, or diesel fuels, solar, and hydrogen. This primary power source is coupled with one, or more electric motors.

World is facing a lot ofmany problems due to the increased population. There is a rapid increase in the number of vehicles along the roads. This has given rise to the pollution, and problems related to the increased fuel prices. This problem is addressed by the great minds, by inventing the hybrid cars.

These cars are a revolution in the car industry due to their marvellous features. These cars are environment friendly. They contribute least to the increase in the air pollution. Air pollution is one of the major problems of the present day. Hybrid cars reduce the smog by 90 percent. Thus, the release of the pollutant is greatly reduced.

Hybrid cars are economical with respect to the fuel. World is running out of the natural fuel resources. , Soso the need of the fuel economical vehicles is greatly increased. They are fuel efficient as compare to the traditional cars. They can get up to 60 miles per gallon in the city driving as compare to the typical cars that might travel 15 to 20 miles per gallon. These cars use three times as much fuel for travelling the same distance. The hybrid cars are better than others as a hybrid car battery recharges it as you drive. You do ntnot need to plug in. Moreover, they possess a greater speed as compare to the typical cars.

Hybrid cars possess two engines. One is the electric motor, and the other is the gasoline. When the car stops at the signals, the gasoline engine is automatically shut off and the electric motor is switched on. When more power is required, both engines work simultaneously.

Hybrid cars are based on power split technology. It is based on the gearbox. The electric motor along with the internal combustion engine provides additional power to assist the engine in accelerating, passing, or climbing. In some of the drives, where less power is required, the motor provides the only power source. Thus, the consumption of gasoline is reduced in such cases.

Hybrid cars possess an efficient regenerative braking system. When the brakes are applied, the energy is dissipated. This energy turns on the motor, which functions as the generator. Thus, the otherwise wasted energy is converted into electricity. This energy is stored in the battery, and is available for the electric motor.

Hybrid cars have firm and puffed up tires. They are filled at a higher pressure to smoothen the ride. So due to the texture, they offer a less bumpy, and comfortable ride. The texture of the tires reduce the friction, thus the life of the tire is increased. The other marvellous feature of the car is reduced air drag . For this purpose, these cars utilise the reduced frontal area, and sometimes a stream lined texture. Thus, all the above- mentioned features rank their invention a revolutionary step in the vehicle industry.

Can A Mattress Pickup And Delivery Cottage Industry Work

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Transportation of discarded mattresses to the mattress recycling facility is one of the largest cost centers of doing business and is quite complicated for a sole proprietor running the mattress recycling facility. That sole proprietor has his hands full focusing on recycling mattresses in his facility. In today’s business world these necessary but difficult and labor intensive tasks are often “outsourced.” While the United States policies which have resulted in millions of American jobs being sent off shore under the label of outsourcing has recently gained negative opinions – the work at home cottage industries have thrived for centuries.

Going back as far as the 1400s the putting-out system or the workshop system or the domestic system were manufacturing models where jobs were contracted by a single manufacturer to subcontractors who completed the work in their own facility, usually their own home.

This subcontracting served as a way for manufacturing entrepreneurs to have subcontractor workers work in their homes manufacturing individual articles that when finished were brought to the contractor’s central place of business, such as a marketplace or a factory in a larger town, to be assembled and sold as finished goods.

These cottage industries flourished in the European cloth production as well as in various other industries, including the manufacture of wrought iron ironware such as pins, pots, and pans. The the manufacturer frequently provided the raw materials to their subcontractors to process in their homes.

Then, as now, the cottage industry conducted in individual’s homes had a lot to do with people’s desire to work at home rather than in a centralized factory or other location. Normally, instead of mass produced products, these home based businesses focus on unique or distinctive products in niche markets where large manufacturers can not find an economy of scale. When economy of scale can be achieved, then the cottage industries face serious competitive disadvantages from large manufacturers.

Currently, workers – many of them women with children – desire to remain at home while concurrently satisfying their need to make money has rapidly expanded the Internet based cottage industries. Examples of successfully Internet spun cottage industries are the popular iPhone applications where programmers develop “apps” and then sell them to iPhone . eBay is a giant source for cottage industries with work at home individuals buying and selling collectibles and other goods and service on the eBay website. Even some small manufacturers and craftspeople use eBay as a central site for selling their finished goods and services. Work at home authors can write their ebooks in the comfort of their living room and then use the Internet to market their products on websites such as Amazon. These authors may well do their background research at home or at their local library instead of at a centralized office.

In the 1400’s, the cottage industry served as a means for entrepreneurs to bypass the cumbersome and inflexible guild system. Today’s motivation may well be that there are simply no traditional jobs to be found that pay well enough to support the worker’s family or the worker wants to avoid the stresses of corporate jobs by working at their own speed and on their own schedule. For Mothers wanting to avoid the perils of daycare, their motivation is that they can work at home while watching their own children.

The European domestic system is often credited as being a source of the large amount of profits enjoyed by common people which made them less dependent on wealthy land barons. This increase in wages also led to a much wealthier peasantry with more personal belongings, with higher quality food to eat, with more fashionable clothing and with a better education than they had enjoyed prior to entering into cottage industries.

The cottage industry model has worked very well in the past and is definitely working well on Internet related businesses today. Could it also work today as a way to resolve the mattress recycler’s headache of getting unwanted mattresses out of homes and into the mattress recycling facility? Has economy of scale already been reached by the curbside trash haulers?

Every area is different, but the visual key to initially evaluating how well the curbside trash haulers are doing with mattress pickup and disposal – is noticing how many discarded mattresses lie on the roadsides. If there are none, someone has already figured out and implemented a working mattress pickup and disposal process. If you see mattresses everywhere along the roadsides, opportunity for a cottage industry mattress pickup system exists. Like moving furniture, two men and a truck might be all that is needed to implement a mattress pickup and disposal cottage industry.

If you Google “Junk Haulers” you will quickly see that the mattress pickup cottage industry has already been implemented by a host of junk hauling companies helping individual homeowners unclutter their residences by coming to their homes and removing – among other things – unwanted mattresses, box springs and stuffed furniture. These cottage industry people do a wonderful job of assisting home owners and getting mattresses off their premises. What is missing in the majority of cities is the mattress recycling facility where these current day entrepreneurs can deliver the mattresses, box springs and stuffed furniture for recycling. Thus today, cottage industry people with strong backs and a truck or trailer are indeed able to pickup mattresses from home owners and haul them off to the landfill.

So, the real question is where are the mattress recyclers?

Penis Size Fixation — A Medical Condition Or An Industry It Is A Major Cause Of Ed.

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Are you one of the hundreds of millions of men out there who worries about the size of his penis on a daily bases? If you are, then at least you have lots of historical and anthropological good company. Do not be fooled. Penile size fixation is as old as time itself and a male obsession that seems evenly spread across all cultures and civilizations down through the ages. Moreover, to judge by the number of contributions on the subject in these pages, it is an obsession showing very little sign of going away. Indeed it is, if you will pardon the pun, something of a growth industry even during these recessionary times.

The earliest written references to penis size obsession perhaps date back as far as 1400. When it came to sex and how it should be done, The Kamasutra of Vatsyayana was a right Jack the Lad. The illustrations that accompanied his writings show men with stallion sized phalluses performing feats of copulating gymnastics that would make even the editor of Playboy Magazine blush today. Pursuers of this medieval pornography could hardly have felt other than slightly inadequate as they thumbed their way feverishly through these pages.

But the Kamasutra was something of a late arrival in the art of how to make your fellow man feel inadequate through distorted images of penis size. Judging by some of the images left behind them on cave walls, our Stone Age ancestors were no shrinking violets either when it came to depicting penis size in man and animals! And so it goes on to this very day. Today, no self-respecting pornographic star would be found dead on stage sporting anything less than a shillelagh- sized erection. That this thing had been pumped up with inter-penile injection of alprostadil is hardy the point. No, in matters pornographic size does indeed matter, in fact it is all that matters. Thus, the myth is perpetuated for all time.

No religious sect, culture or ethnic group can escape. Indias holy men or Sadhus are known to attach weights to their penises in order to make them appear longer and fatter. This perhaps is understandable since they have a tendency to parade themselves around town wearing very little cloths from the waste down. The practise does make one wonder though if their holiness is very holistic. Ah well, it is not for us to judge now is it?

When it comes to tribal ingenuity in the penis-size-fixation department, the highland people of Papua New Guinea would be a hard act to follow. They still wear their beloved penis guards or Koteka as they are locally known. These cool little numbers, made from hollowed out dried gourds, are worn to cover the entire length of the penis and sometimes scrotum. The trick is to procure a Koteka that is about four sizes too big and it must be pointing upwards too of course. Into this, the wearer hides his flaccid penis while at the same time outwardly suggesting very generous endowment of a straight standing nature. It is hardly surprising that attempts to discourage this practise of wearing phallocrypts in Papua New Guinea have always fallen flat.

However, the surprising aspect to the small penis fixation industry is the fact that not one of the proffered remedies actually works. Vacuum pumps, weights, hand exercises, pills, herbs and potions are all of them a total waste of money and time. Not one of them would stand up to even the most cursory scientific scrutiny. However, does this deter men from lashing out their hard-earned money on these sham products? Not at all. When it comes to having a small penis, hope seems to spring eternal.

The sad reality though is that there are, as always, those waiting in the short grass ever eager to exploit the vulnerable and the weak. Men with small penis fixation are vulnerable and easy prey. You might as well try taking the Koteka from a New Guinean tribesman as expect some men to have a bit of sense. It is indeed a sad world we live in.

Indonesia Insurance Industry – Overview, Trends, Prospects And Swot Analysis

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Emerging Markets Direct (EMD) released their latest Indonesia Insurance Industry Report 2H10. The report says that Indonesia insurance industry is a very attractive and largely untapped market. As of 2008, the country was home to more than 210mn people while the number of insured people was 16.48mn, which implied that only less than 10% had life insurance. Seen in this light, foreign insurance companies had entered into joint ventures with local companies due to the low market penetration rate and the policies set by the Indonesia government.

Next to India and China, Indonesia is definitely one of the insurance markets in Asia with huge growth potential. The Indonesia insurance sector consists of a number of players. As of end 2009, there were 283 companies in Indonesia owning insurance business licenses. There were no much changes made to the number of life, non-life, reinsurance, social insurance program and workers social security, and insurance for civil servants and armed forced companies as compared with 2008. There were even no new insurance companies over the past 5 years due to the relatively high minimum equity of IDR100bn set by the government.

Over the past 5 years, total assets and total investments of the insurance industry as a whole have risen, especially for the reinsurance sector which saw the highest growth rate y-o-y of 21.79% for total investments and total assets. Net premium for non-life insurance and reinsurance has been rising since 2006, from IDR 8,147bn to IDR11,810bn in 2008.

Despite the vulnerability of the Indonesia Insurance industry to natural disaster, the overall industry ratio of gross claims to gross premiums was still manageable. It was recorded that the ratio varied from 48% to 61% in 2008. Whats more, a major part of risks covered by local insurers was ceded to offshore reinsurance company. In recent years, the retention ratio (measured by net written premium to gross written premium) was very conservative and ranged from 34% to 54%. Indonesias insurance industry suffered from deficit transaction, in this regard, our analyst thought that consolidation was vital for insurance companies to strengthen their capital base in order to stay competitive.

What are the market trends and outlook of the Indonesia Insurance Industry? How did the issuance of Indonesian Insurance Architecture (Roadmap) affect the industry? How many insurers licenses were revoked as a result of the minimum solvency requirement specified by the Ministry of Finance? What are the prospects of Takaful (Islamic insurance) in Indonesia? What were the requirements set by the Ministry of Finance (MoF) for foreign insurers to enter the Indonesian market?

Want to have an overview and competitive analysis(SWOT) of the major industry players?
-PT Asuransi Allianz Utama Indonesia(Allianz)
-PT Asuransi Sinar Mas (Sinar Mas)
-PT Panin Life Tbk(Panin)

Check our pages to see more details about our latest Indonesia Insurance Industry Report:
http://www.emergingmarketsdirect.com/products/Indonesia-Insurance-Industry.html

Table of Content
1. Industry Profile
1.1 Sector Overview
1.2 Sector Size and Value
1.2.1 Insurance Companies
1.2.2 Total Assets and Investments
1.3 Sector Performance
1.3.1 Gross Premiums and Claims
1.3.2 Non-Life Insurance and Reinsurance Net Premium
1.3.3 Industry Retention Rate
2. Market Trends and Outlook
2.1 Regulatory Issues
2.2 Sharia Products
2.3 Foreign insurers
3. Leading Players and Comparative Matrix
3.1 Leading Players
3.1.1 PT. Asuransi Allianz Utama Indonesia
3.1.2 PT. Asuransi Sinar Mas
3.1.3 PT. Panin Life Tbk
3.2 Comparative Matrix
3.3 SWOT Analysis

4. Tables and Charts
Table 1: Life Insurance No. of Insured People 1998 2008
Table 2: Insurers Licenses Revoked 2005
Table 3: Financial Summary 2007 – 2009
Table 4: Financial Highlights FY09
Chart 1: Inflation Trend of Indonesia Oct 2008 Oct 2010
Chart 2: Number of Insurance Companies 2004 – 2008
Chart 3: Growth of Total Assets According to Line of Business 2004 – 2008
Chart 4: Total Assets for the Year 2008
Chart 5: Growth of Total Investments According to Line of Business 2004 2008
Chart 6: Total Investments for the Year 2008
Chart 7: Growth of Total Assets Compared to Total Investment 2004 – 2008
Chart 8: Types of Investments
Chart 9: Growth of Gross Premiums According to Line of Business 2004 – 2008
Chart 10: Percentage of Gross Premiums for the Year 2008
Chart 11: Growth of Gross Claims According to Line of Business 2004 2008
Chart 12: Percentage of Gross Claims According to Line of Business
Chart 13: Growth of Gross Claims and Gross Premiums 2004 – 2008
Chart 14: Non-Life Insurance and Reinsurance Net Premium 2006 – 2008
Chart 15: Retention Rate 1996 – 2008
Chart 16: Sinar Mas – Total Shareholders Equity 2005 – 2009
Chart 17: Sinar Mas – Surplus Solvency Margin 2005 – 2009
Chart 18: Gross Premium Income 2005 – 2009
Chart 19: Total Investments Income 2005 2009

About Emerging Markets Direct

Emerging Markets Direct is the online research store from ISI Emerging Markets, a Euromoney Institutional Investor Company. We deliver in-house industry research report, industry analysis and data vital to support all kinds of business decision, academic and research purposes. Our flagship product Emerging Markets Direct Report covers the top 20 industry sectors of India, China, Malaysia, Thailand, Indonesia, Vietnam and Indonesia. ISI Emerging Markets in-house analysts crunch the numbers from our proprietary CEIC databases and combine the results with on-the ground industry insight. The result is reliable, hard-to-get industry data, analysis and insight. Previously available only to subscribers of the ISI Emerging Markets Information Service, Emerging Market Direct reports are available now at our online research store. Our Other products are: CEIC snapshots, CEIC datatalk, Intellinews. To view our full catalogue of products, please visit http://www.emergingmarketsdirect.com

Indian Wine Industry Forecast to 2012

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India has emerged as one of the fastest growing markets for wine on the global map. Despite the country’s vast population of over 1.1 Billion, the consumption of wine remains extremely low. The per capita consumption of wine in the country was estimated at around 9 Milliliters in 2008, indicating huge potential for growth in the coming years.

Various factors such as favorable government policies, increasing disposable income, amplified wine marketing and influence of western culture are helping to drive India’s wine consumption. According to our latest research report, -Indian Wine Industry Forecast to 2012-, wine consumption in India is expected to grow by 25-30% annually between 2009 and 2012.

We have found that various policies by the state level governments are encouraging domestic wine producers to set up their own wineries in the country, giving a boost to the domestic industry. Efforts by the Maharashtra and Karnataka governments remain far-fetched in this regard. However, such measures have raised concerns to WTO which states that India is adopting protectionist policies for its domestic wine industry meanwhile curbing growth of imports.

While local players are including affordable imported wines in their portfolios to attract new consumers, foreign firms are trying hard to expand in the market owing to high rate of tax levied. Our research indicates that the premium wine segment in the country is dominated by imported wines. This is because domestic wines are still unable to demand a high price, largely because of low brand awareness and lack of quality taste. Meanwhile, total consumption is dominated by domestically-produced cheap wine.

-Indian Wine Industry Forecast to 2012- provides extensive research and rational analysis on the wine market in India. Our research gives deep insight into India’s wine consumption in terms of domestically-produced and imported wines, price structure, sales by location, type of wine consumed and a possible regional segmentation. Our research also highlights the market trends and developments that are expected to play key role in the growth of Indian wine market over the forecast period. Besides this, the report provides thorough analysis on the wine production, wine exports and wine imports of the country.

For FREE SAMPLE of this report visit: http://www.rncos.com/Report/IM225.htm

Check DISCOUNTED REPORTS on: http://www.rncos.com

About RNCOS:

RNCOS, incorporated in the year 2002, is an industry research firm. We are a team of industry experts who analyze data collected from credible sources. We provide industry insights and analysis that helps corporations to take timely and accurate business decision in today’s globally competitive environment.